Take-home pay calculator

Income tax, low income tax offset and Medicare levy at resident rates.

On a taxable income of $90,000 in 2026–27, an Australian resident takes home about $70,680 a year ($2,718 a fortnight) after $17,520 income tax and a $1,800 Medicare levy. Enter your own income below.

Take-home pay per year

$70,680

$2,718 per fortnight · $5,890 per month

Income tax (after offsets): $17,520
Low income tax offset: $0
Medicare levy: $1,800
Total tax: $19,320

Where your income goes

Take-home pay: $70,680 (78.5%)
Income tax: $17,520 (19.5%)
Medicare levy: $1,800 (2%)

Show the numbers as a table

Part	Amount	Share
Take-home pay	$70,680	78.5%
Income tax	$17,520	19.5%
Medicare levy	$1,800	2%

Take-home pay and tax by income, 2026–27

Take-home pay
Income tax and Medicare levy

Resident rates for a full year, including the low income tax offset and Medicare levy.

Show the numbers as a table

Taxable income	Take-home pay	Income tax and Medicare levy
$0	$0	$0
$25,000	$24,680	$320
$50,000	$43,730	$6,270
$75,000	$60,480	$14,520
$100,000	$77,480	$22,520
$125,000	$94,480	$30,520
$150,000	$110,430	$39,570
$175,000	$125,680	$49,320
$200,000	$140,130	$59,870
$225,000	$153,380	$71,620
$250,000	$166,630	$83,370

At a glance

Average tax rate

21.5%

Top (marginal) rate 30%. The top rate applies only to income inside that bracket.

Kept from an extra $100

$68

After income tax, offset changes and Medicare levy.

Until the next bracket

$45,000

Taxable income left before the next rate starts.

Per hour (38-hour week)

$36

Take-home divided by 1,976 hours.

Tax by bracket

How much of your income falls in each bracket, and the tax on that part (before offsets).
Bracket	Rate	Your income in it	Tax on it
$0 – $18,200	0%	$18,200	$0
$18,201 – $45,000	15%	$26,800	$4,020
$45,001 – $135,000	30%	$45,000	$13,500
$135,001 – $190,000	37%	$0	$0
$190,001 – and over	45%	$0	$0

Not included

Medicare levy surcharge (depends on private hospital cover)
HECS-HELP and other study loan repayments
Deductions, other offsets (e.g. the seniors and pensioners tax offset, SAPTO) and family-based Medicare thresholds

Sources

Rules last checked against official sources: 2 November 2026 at 4:48 pm Sydney time. Estimates for Australian residents for a full year; general information, not tax advice.

Hourly to annual salary converterHourly rate to yearly, monthly, fortnightly and weekly pay (or back), with take-home pay at 2026–27 rates.Pay rise calculatorHow much of a pay rise you keep after tax, per year, month and fortnight, at 2026–27 rates.Tax refund estimatorTax withheld minus tax on your taxable income, for 2025–26 or 2026–27, with HECS-HELP if you have a study loan.

Terms on this page

ATO · Australian Taxation Office: The Australian Government agency that runs the tax and super systems.
AUD · Australian dollars: All amounts on this site are in Australian dollars unless stated.
HECS-HELP · Higher Education Contribution Scheme – Higher Education Loan Program: The government loan for university fees. Repayments are taken through the tax system once income passes a threshold.
SAPTO · Seniors and pensioners tax offset: A tax offset for eligible older Australians and pensioners, with its own Medicare levy thresholds.

All terms