Super
Super guarantee calculatorMinimum employer super per pay at the 2026–27 rate, and how much room is left under the concessional cap.Division 293 tax calculatorThe extra tax on concessional super contributions for high incomes, from the ATO threshold and rate.Super co-contribution calculatorThe government co-contribution for your income and after-tax super contributions, from the current ATO thresholds.Salary sacrifice calculatorTake-home pay and super with and without pre-tax contributions, against the 2026–27 cap.Super and HECS-HELP rates 2026–27Super guarantee rate, contribution caps and HECS-HELP repayment thresholds, with 2025–26 for comparison.