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- Take-home pay calculatorCalculators
Income tax, low income tax offset and Medicare levy at resident rates.
- Hourly to annual salary converterCalculators
Hourly rate to yearly, monthly, fortnightly and weekly pay (or back), with take-home pay at 2026–27 rates.
- Pay rise calculatorCalculators
How much of a pay rise you keep after tax, per year, month and fortnight, at 2026–27 rates.
- Tax refund estimatorCalculators
Tax withheld minus tax on your taxable income, for 2025–26 or 2026–27, with HECS-HELP if you have a study loan.
- GST calculatorCalculators
Add or remove GST from a price, with the GST amount, from the current GST rate.
- Capital gains tax calculatorCalculators
Your net capital gain after losses and the CGT discount, and the extra tax at 2026–27 rates.
- HECS-HELP repayment calculatorCalculators
Your compulsory study loan repayment for 2026–27 or 2025–26.
- Medicare levy surcharge calculatorCalculators
Your surcharge tier and amount for a year without private hospital cover, from the 2026–27 thresholds.
- Work-from-home deduction calculatorCalculators
The ATO fixed-rate deduction for your hours, and the tax it saves.
- Super guarantee calculatorCalculators
Minimum employer super per pay at the 2026–27 rate, and how much room is left under the concessional cap.
- Division 293 tax calculatorCalculators
The extra tax on concessional super contributions for high incomes, from the ATO threshold and rate.
- Super co-contribution calculatorCalculators
The government co-contribution for your income and after-tax super contributions, from the current ATO thresholds.
- Salary sacrifice calculatorCalculators
Take-home pay and super with and without pre-tax contributions, against the 2026–27 cap.
- Home battery rebate (STC) calculatorCalculators
Certificates for your battery size and installation date, and the next step-down.
- Loan repayment calculatorCalculators
Repayments, total interest and the effect of a 0.25-point rate change, from your own loan details.
- Appliance running cost calculatorCalculators
What an appliance costs per hour, day and year at the rate on your own electricity bill.
- EV vs petrol running cost calculatorCalculators
Yearly fuel cost of a petrol car against charging cost of an electric car, from your own figures.
- Savings and compound interest calculatorCalculators
How a balance grows with regular deposits and compound interest, year by year, at the rate you enter.
- Unit price calculatorCalculators
Price per 100 g, 100 mL or item for the products you are comparing, from the prices you enter.
- Monthly fixed costs calculatorCalculators
Your regular bills added up per week, fortnight, month and year, whatever cycle each one is paid on.
- Australian income tax rates 2026–27Rates
Resident tax brackets, low income tax offset and Medicare levy, with 2025–26 for comparison.
- Super and HECS-HELP rates 2026–27Rates
Super guarantee rate, contribution caps and HECS-HELP repayment thresholds, with 2025–26 for comparison.
- Australian inflation (CPI): latest figuresRates
The latest Consumer Price Index change overall and by group, with what your own spending would have cost a year earlier.
- Home battery rebate: STC factor schedule and size tiersWhat changed
Battery rebates fell to an STC factor of 6.8 per kWh from 1 May 2026, tapered above 14 kWh. The factor steps down to 5.7 on 1 January 2027.
- EV FBT exemption: what changes from 1 April 2027What changed
The full FBT exemption for electric cars is set to apply only to cars up to $75,000 from 1 April 2027, with a 25% discount above that and for all eligible cars from 1 April 2029.
- Study loans: 20% cut to balances, and a new repayment systemWhat changed
Study and training loans that existed on 1 June 2025 are reduced by 20%. Compulsory repayments now apply only to income above $69,528 in 2026–27.
- Income tax: the 16% rate is now 15%, and 14% from 1 July 2027What changed
The second resident tax rate fell from 16% to 15% on 1 July 2026. A further cut to 14% from 1 July 2027 is law.
- Payday Super: super now has to be paid with wagesWhat changed
From 1 July 2026, employers must pay super at the same time as wages, and contributions must reach the fund within 7 business days of payday.
- $30,000 after taxSalaries
Take-home pay, tax and Medicare levy on a $30,000 salary.
- $40,000 after taxSalaries
Take-home pay, tax and Medicare levy on a $40,000 salary.
- $50,000 after taxSalaries
Take-home pay, tax and Medicare levy on a $50,000 salary.
- $60,000 after taxSalaries
Take-home pay, tax and Medicare levy on a $60,000 salary.
- $70,000 after taxSalaries
Take-home pay, tax and Medicare levy on a $70,000 salary.
- $80,000 after taxSalaries
Take-home pay, tax and Medicare levy on a $80,000 salary.
- $90,000 after taxSalaries
Take-home pay, tax and Medicare levy on a $90,000 salary.
- $100,000 after taxSalaries
Take-home pay, tax and Medicare levy on a $100,000 salary.
- $120,000 after taxSalaries
Take-home pay, tax and Medicare levy on a $120,000 salary.
- $150,000 after taxSalaries
Take-home pay, tax and Medicare levy on a $150,000 salary.
- $180,000 after taxSalaries
Take-home pay, tax and Medicare levy on a $180,000 salary.
- $200,000 after taxSalaries
Take-home pay, tax and Medicare levy on a $200,000 salary.
- ATO: Australian Taxation OfficeTerms
The Australian Government agency that runs the tax and super systems.
- AUD: Australian dollarsTerms
All amounts on this site are in Australian dollars unless stated.
- LITO: Low income tax offsetTerms
A reduction in income tax of up to $700 for people on lower incomes; it can't create a refund on its own.
- SAPTO: Seniors and pensioners tax offsetTerms
A tax offset for eligible older Australians and pensioners, with its own Medicare levy thresholds.
- HECS-HELP: Higher Education Contribution Scheme – Higher Education Loan ProgramTerms
The government loan for university fees. Repayments are taken through the tax system once income passes a threshold.
- HELP: Higher Education Loan ProgramTerms
The family of government study loans that includes HECS-HELP.
- FBT: Fringe benefits taxTerms
A tax employers pay on certain non-cash benefits given to employees, such as a car.
- CGT: Capital gains taxTerms
Tax on the gain made when you sell or dispose of an asset such as shares or an investment property; the net gain is added to your taxable income.
- CPI: Consumer Price IndexTerms
The ABS measure of how much the prices of a typical basket of household goods and services change over time.
- EV: Electric vehicleTerms
A car powered by a battery and electric motor. Some FBT rules treat eligible electric cars differently.
- LCT: Luxury car taxTerms
A tax on cars priced above a threshold; the threshold also limits some FBT concessions.
- STC: Small-scale technology certificateTerms
A certificate created when eligible solar panels or home batteries are installed. Selling them is how the federal rebate is paid, usually as a discount from the installer.
- kWh: Kilowatt-hourTerms
A unit of energy: using 1,000 watts for one hour. Electricity is billed per kWh; battery capacity is measured in kWh.
- SG: Super guaranteeTerms
The minimum super contribution employers must pay for eligible employees (12% of ordinary time earnings from 1 July 2025).
- OTE: Ordinary time earningsTerms
Pay for ordinary hours of work; the base on which super guarantee is calculated.
- MLS: Medicare levy surchargeTerms
An extra levy for higher-income earners who don't have an appropriate level of private hospital cover.
- RBA: Reserve Bank of AustraliaTerms
Australia's central bank, which sets the cash rate.
- CER: Clean Energy RegulatorTerms
The government agency that administers small-scale technology certificates for solar and batteries.
- AER: Australian Energy RegulatorTerms
The regulator that sets default electricity prices (DMO) in some regions.
- DMO: Default market offerTerms
A reference electricity price set each year for NSW, south-east Queensland and South Australia.
- ABS: Australian Bureau of StatisticsTerms
The national statistics agency (prices, wages, population).
- ABN: Australian Business NumberTerms
An 11-digit number that identifies a business in Australia.
- GST: Goods and services taxTerms
A 10% tax on most goods and services sold in Australia.
- EOFY: End of financial yearTerms
30 June, when the Australian financial year ends.
- WFH: Working from homeTerms
Doing your job from home; some running costs can be claimed as a tax deduction.
- P&I: Principal and interestTerms
Loan repayments that cover interest and also reduce the amount owed.
- NSW: New South WalesTerms
An Australian state.
- WA: Western AustraliaTerms
An Australian state.
- EIA: U.S. Energy Information AdministrationTerms
The US government agency for energy statistics.
- PVWatts: PVWatts solar calculatorTerms
A solar output estimator published by the US National Renewable Energy Laboratory.
- APPs: Australian Privacy PrinciplesTerms
The privacy rules in Australia's Privacy Act 1988.
- WCAG: Web Content Accessibility GuidelinesTerms
The international standard for accessible websites; 'AA' is the level most laws refer to.
- AI: Artificial intelligenceTerms
Software that can draft text or classify information. On this site it is used only for drafts that people review.
- IP: Internet Protocol (address)Terms
A number that identifies a device's internet connection.
- URL: Uniform Resource LocatorTerms
A web address, such as https://sumplify.app.
- AdSense: Google AdSenseTerms
Google's advertising service, which shows the ads on this site.